Private financing application

Build a repayment plan around your monthly budget.

Choose the amount you would like to request, then compare available repayment terms before continuing. Your payment estimate, interest and total repayment will update automatically as you adjust your selection.

You can compare different financing amounts and repayment terms before continuing. Using the calculator does not submit your application.

Loan amount

$2,000 - $10,000

Choose your preferred amount

Fixed APR

6.9%

Used for payment estimates

Available terms

12 - 60 months

Five repayment options

Application process

100% online

Secure digital application

Step 01

How much would you like to request?

Choose a quick amount, use the slider, or enter an exact amount between $2,000 and $10,000. You can change your selection before moving to the next step.

Available $2,000 - $10,000

Selected loan amount

$5,000

Choose the amount that best matches your current financing needs. Your repayment estimates will update automatically.

Adjust your loan amount

$5,000

$2,000 minimum $10,000 maximum

Enter an exact amount

$

Enter a whole-dollar amount from $2,000 to $10,000.

Payment preview

Currently based on a 60-month repayment term.

$99

estimated monthly

Repayment preference

Choose a repayment term

Compare the estimated monthly payment, interest and total repayment for each available term. A longer term generally lowers the monthly payment while increasing the total interest paid.

60 months selected

Swipe horizontally to compare all repayment terms

Your current selection

A clear view of your repayment estimate

Estimate only

Estimated monthly payment

$99 / month

Calculated using your selected amount and term at a fixed annual percentage rate of 6.9%.

Requested amount $5,000

Repayment term 60 months

Fixed APR 6.9%

Estimated interest $940

Estimated total repayment $5,940

These figures are estimates based on the amount and repayment term selected above. Final eligibility, approved amount, payment schedule, applicable terms and any final agreement are subject to application review and the terms provided before acceptance.

Your financing preference is ready

$5,000 over 60 months at 6.9% fixed APR

Secure application

Tell us a little about yourself.

Enter your personal and contact information exactly as you normally use it. We will use these details to continue your financing application and contact you regarding your request.

Private and secure

Your information is collected through this secure application and used to process your financing request.

Your selected financing

Your selection from Step 1 is saved.

Amount $5,000

Term 60 months

Fixed APR 6.9%

Est. monthly $99

Step 02

Personal information

Please complete all required fields below. We will validate the information before you continue.

All fields required

Your legal name

Enter your first and last name as you normally use them on official records.

First name

Last name

Contact information

Use an email address and Canadian phone number where you can be reached regarding your application.

Email address

Canadian phone number

+1

Enter a 10-digit Canadian phone number.

Identity details

Your date of birth is used to confirm that you meet the minimum age requirement for this application.

Date of birth

You must be at least 18 years old.

Postal code

Enter a valid Canadian postal code.

i

Please check your information carefully

Accurate contact and identity details help prevent delays when your application is reviewed. You can return to this step later before final submission if you need to make a correction.

Application details

Tell us about your income.

Select the option that best describes your current situation, then provide your approximate monthly income. We will only ask for employment details when they apply to you.

Secure application

Your information remains connected to your application and is used to help review your financing request.

Application in progress

Your financing and personal details are saved.

Applicant —

Requested amount $5,000

Selected term 60 months

Est. monthly $99

Step 03

Employment & income

Choose your current employment or income situation. The form will automatically show only the information relevant to your selection.

Required information

What best describes your current situation?

Choose one option below. You can change your selection before continuing.

Monthly income

Enter your approximate regular monthly income and tell us how often you normally receive it.

Approximate monthly income

$

Enter your approximate monthly income before regular expenses.

How often are you paid?

Choose the option closest to your normal payment schedule.

Primary source of income

Confirm the main source represented by the monthly income entered above.

Income source

i

Select your current situation above

The form will adjust automatically so you only provide information that applies to your situation.

Application details

Your banking & payment preferences.

Tell us where you normally bank and choose the payment date that would work best for you. These preferences help us prepare your application for final review.

Private and secure

We are only asking for your banking preference here. Never enter your online banking password or PIN into this application.

Application in progress

Your previous information is saved.

Applicant Applicant

Requested amount $5,000

Selected term 60 months

Est. monthly $99

Step 04

Banking & payment details

Choose your primary financial institution and tell us your preferred payment timing and contact availability.

Required information

Where do you primarily bank?

Select the financial institution you use for your regular day-to-day banking.

Preferred payment date

Choose the day of the month you would generally prefer for scheduled payments.

i

This is a preference only. Any actual payment schedule, due dates and repayment obligations will be shown in the applicable agreement before acceptance.

When is the best time to reach you?

Choose the time window that is generally most convenient if we need to contact you regarding your application.

Protect your banking credentials

This application does not ask you to enter an online banking password, debit card PIN or one-time security code. Do not share those credentials through an application form.